Vinod Raman

Vinod brings priceless institutional finance and start-up domain knowledge and experience to Endowus. As Chief Product Officer, Vinod is in charge of product management, data and design functions and is responsible for driving product strategy, roadmap and execution at Endowus, Asia’s leading digital wealth platform.

Prior to Endowus, Vinod had spent 2.5 years at Stash heading the Invest and Crypto product and business areas, where he was responsible for the overall business strategy, product offerings, growth and P/L. Stash, based out of New York, is a personal finance app that aims to make investing easy and affordable for millions of Americans. It is currently at the Series G funding stage, having raised more than US$427 million to date.

Before Stash, Vinod had spent about 8.5 years at Fidelity Investments, one of the world’s largest asset management companies, where he held various roles in the internal strategy and product management functions. He was most recently the Head of Emerging Digital Wealth Products, where led the end-to-end development and launch of the award-winning Fidelity AMP - Fidelity’s digital wealth solution for institutional and retail customers.

Endowus’ client-centric approach is manifested through the design of a superior delivery of our investment products with a great user experience. Under Vinod’s leadership, Endowus continually optimises our tech products to enable investors to learn about different offerings, onboard the platform, build their portfolios and manage their investments easily and seamlessly.

All of these are accessible via the Endowus app, enabling them to make financial decisions with a simple tap. Endowus’ cost efficiency is matched by a smooth user experience: account setup in under 10 minutes, including customisation of portfolios according to individual risk profiles and access to best-in-class asset managers and funds.

As the only platform that enables clients to invest their CPF funds, Endowus has also revolutionised the traditional method of CPF investing via visits to bank branches by creating a fully-automated digital process to make CPF investing more accessible - from onboarding using SingPass (a national identification app), funding their account to finally investing and performance tracking.

Fuelled by trust built on the back of technology, Endowus is sparking an evolution in Singapore’s investment management industry.